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Lower Risk- Suitable for the cautious investor

This cautious Children’s ISA is designed to help limit your risk to capital. The investment aim is to achieve longer term capital growth in a diversified range of asset classes. The risk profile of the funds is defensive with a significant majority of investments in defensive asset classes.

A defensive investment is an investment that aims to provide low volatility regardless of the state of the market as a whole.

These Children’s ISAs are most suited for a cautious investor who is prepared to accept some limited exposure to equities, with a higher degree of exposure to bonds.

As an investor, you are likely to want to adopt a low risk approach.

  our ready made portfolios          

Past performance is not a guide to future performance. The price of shares and the income from them may go down as well as up and can not be guaranteed. An investor may receive back less than their original investment.

All types of investment carry some risk of making a loss. The upside is that generally speaking, the higher the risk the greater the potential for positive returns. But whether you consider yourself to be a high risk investor, fairly cautious or somewhere in between, the main thing is to be comfortable that your portfolio represents, as closely as possible, a level of risk acceptable to you and continues to do so.

The Cautious, balanced and adventurous portfolios are being managed by Skandia Investment Group and the Ethical portfolio is being managed by Standard Life.