Junior ISA Online Associated
  choose from our ready made portfolios          

This cautious Junior ISA is designed to help limit your risk to capital. These funds are mostly invested in bonds but with some exposure to property and equities. With this Junior ISA, your savings go into one of Skandia's defensive portfolios, which are suited to lower risk or cautious investors.


This actively managed Junior ISA is suitable if you are seeking growth potential whilst experiencing some exposure to bond funds; and you are willing to accept increased volatility in your investment strategy. With these Junior ISAs, your savings go into one of Skandia's balanced portfolios which are suited to medium risk or balanced investors.


This actively managed Junior ISA is suitable if you are looking for the potential of growth from equity investments and are acceptant to investment volatility in return for the potential of greater growth. With this Junior ISA, your savings go into one of Skandia's adventurous portfolios, which are suited to higher risk or adventurous investors.


Our ethical Junior ISAs are suitable for investors with an ethical investment view and invests in a wide range of ethical bonds. With this Junior ISA, your savings go into Standard Life's Ethical Corporate Bond portfolio, which is suited to a cautious to medium risk investor.

  Read The Junior ISA Online Blog  

Risks & Commitments

  • The information on this website is not advice, it is provided solely to enable you to make your own investment decisions. The investments referred to may not be suitable for all investors. If you are unsure of the suitability of any investment, you should contact us.
  • Unlike cash, stock market based investments are not guaranteed and fall in value as well as rise; we therefore believe you should only invest for the long term (5+ years). Ultimately you could get back less than you invest.
  • Cancellation rights may not be available. The investments featured do not provide capital guarantees like a deposit account and are not readily accessible.
  • Past performance should not be seen as an indication of future performance.
  • Tax rules referred to are those that currently apply, they can change over time and any benefit to you will depend on your circumstances. Within an ISA all gains are currently free of capital gains tax.
  • If regular monthly contributions are not maintained, you may not achieve the target originally projected
  • Tax savings and eligibility to invest in a Junior ISA will depend on personal circumstances
  • The value of investments can fall as well as rise, so your children may get back less than you invest
  • All tax rules may change in future
It is important that you understand the risks and commitments associated with these products. This website does not offer personal advice based on your circumstances. You must make informed decisions for yourself. If you are unsure about the suitability of a Junior ISA please contact us.